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Panel Banks

Representative panel of credit institutions

Euribor® is grounded, to the extent possible, in actual transactions executed on the unsecured euro money market.

The rates are calculated based on contributions made by a panel of credit institutions called ‘Panel Banks’, which are all active participants in this market. They have been selected with a twofold objective:

  • To reflect adequately the diversity of the euro money market
  • To ensure that Euribor® is representative of its underlying market

The current panel of 18 banks contributing to the determination of Euribor® is fully representative of the Underlying Interest and consists of:

Belgium
Belfius

France
BNP Paribas

HSBC Continental Europe

Natixis

Crédit Agricole s.a.

Société Générale

Germany
Deutsche Bank

DZ Bank 

Italy
Intesa Sanpaolo

UniCredit

Luxembourg
Banque et Caisse d'Épargne de l'État

Netherlands 
ING Bank

Portugal
Caixa Geral De Depósitos (CGD)

Spain
Banco Bilbao Vizcaya Argentaria

Banco Santander

CECABANK

CaixaBank S.A.

UK
Barclays 

All contributors are required to comply with the requirements laid down in the Euribor® Code of Obligations of Panel Banks for aspects related to their contribution procedures. Panel Banks must furthermore confirm their adherence to the Code annually.

Documents

file

Euribor® Code of Obligations of Panel Banks

Euribor Panel Banks Governance | June 2022

file

List of Panel Banks Declaration of Adherence

Euribor Panel Banks Governance | February 2022