Euribor® is the rate at which wholesale funds in euro could be obtained by credit institutions in current and former EU and EFTA countries in the unsecured money market.
Provided prior registration, Delayed Euribor® data (available with a 24-hour delay) can be consulted online free of charge on a backward rolling period of 25 publication days.
Historical data series may also be obtained upon written request by email to firstname.lastname@example.org.
These data may solely be used for non-commercial purposes.
The European Money Markets Institute does not distribute Live data directly to users.
Authorised Information Vendors distribute our data through terminals, data feeds, or any other services they provide.
For more information about Authorised Information Vendors, please consult our FAQ on Subscriptions.
Euribor® rates are published every TARGET2 day, at or shortly after 11.00 CET, for each of its Defined Tenors: 1 week, 1 month, 3 months, 6 months, and 12 months.
The Underlying Interest defines the market or economic reality that the index seeks to measure.
It represents the more fundamental element of a benchmark’s specification, as it defines the objective for establishing the benchmark, and is intended to be an enduring statement of the economic concept of what the benchmark seeks to represent.
Euribor® represents ‘the rate at which wholesale funds in euro could be obtained by credit institutions in current and former EU and EFTA countries in the unsecured money market’.
Euribor® is calculated following the Hybrid Methodology (see Benchmark Determination Methodology for Euribor®).
The Hybrid Methodology is based on a waterfall of input data: real transactions in the wholesale money market are used whenever available and eligible.
If there are no transactions in the Underlying Interest, the Hybrid Methodology relies on other related market pricing sources to ensure Euribor’s robustness.
The European Money Market Institute reviews the determination methodology for Euribor® annually.
The Benchmark Determination Methodology for Euribor® relies on contributions from Panel Banks, which are active participants in the euro money market.
Currently, the Euribor® Panel consists of 18 banks and is fully representative of the Underlying Interest.
The EU BMR introduces a regime for benchmark administrators, contributors, and supervised entities using a benchmark in order to ensure accuracy and reliability of indices used as benchmarks in financial instruments and contracts, or to measure the performance of investment funds in the EU.
It was published in June 2016 and most rules have started to apply as of 1 January 2018, with transitional provisions until 1 January 2020.
Euribor® is a critical interest rate benchmark authorised under the EU BMR.
The European Money Market Institute is the Administrator of Euribor®.
The Calculation Agent for Euribor® is Global Rate Set Systems Ltd (GRSS).
The Belgian Financial Services and Markets Authority (FSMA) supervises The European Money Market Institute.
The European Securities and Markets Authority (ESMA) will substitute the FSMA in January 2022.
Euribor® is a registered trademark of The European Money Market Institute a.i.s.b.l. All rights reserved. All uses of this name must indicate that the index is a registered trademark.
A Licensing Agreement with The European Money Market Institute is mandatory for all commercial use of the registered trademark.
For any further question related to the use of The European Money Market Institute’s trademarks or access to our rates, please refer to the Rates plans page of this website or contact our Users Services Team with our Contact form.